RBI Grade B 2027

Eligibility below is from the PY 2026 notification (Advt. No. RBISB/DA/01/2026-27, 29 April 2026); the 2027 notification may change it. Age and qualification were counted as on 1 April 2026.

• Upper age limit relaxed by up to 5 years for SC and ST and up to 3 years for OBC candidates, where posts are reserved.
• Persons with benchmark disabilities: up to 10 years (General and EWS), 15 years (SC and ST) and 13 years (OBC).
• Ex-servicemen, ECOs and SSCOs with at least 5 years of military service who meet the release conditions: up to 5 years.
• M.Phil. and Ph.D. holders: upper age limit of 32 and 34 years respectively.
• Officers with experience in scheduled commercial banks, public sector insurers, all-India financial institutions or RBI: relaxation equal to completed years of experience, up to 3 years, and not beyond 33 years including experience.

Source: PY 2026 notification (2026 cycle).

Selection has two online phases and an interview. The structure below is from Appendices II and III of the PY 2026 notification; the 2027 cycle may differ.

• Totals: General Phase II 300 marks; DEPR 400 marks; DSIM 300 marks; DEPR interview 75 marks.
• Mode: online; DEPR and DSIM descriptive economics and statistics papers show the question paper on a computer and are answered on paper. Answers may be typed in Hindi using Inscript or Remington (GAIL) keyboards.
• Language: papers are set in Hindi and English, except the English papers; DEPR Phase II answers may be written in Hindi or English.
• Cut-offs: minimum marks and aggregate cut-offs are decided by the Board; scores from different sessions are normalised.
• The number of questions per Phase I test, marking scheme and negative marking are in an Information Handout issued with the admit card.

Source: PY 2026 notification, Appendices II and III (2026 cycle).

General cadre: Phase I

• Four tests: General Awareness, English Language, Quantitative Aptitude and Reasoning. The notification gives no topic list for them.

General cadre: Phase II

• Paper I, Economic and Social Issues: growth and development (national income, poverty, employment, sustainable development); Indian economy (reforms since 1991, monetary and fiscal policy, Economic Survey and Union Budget, financial markets, public finance, industry, agriculture, services); globalisation (balance of payments, IMF, World Bank, WTO); social structure in India (demography, urbanisation, gender, social justice).
• Paper II, English (Writing Skills): descriptive writing.
• Paper III, General Finance and Management: structure and functions of financial institutions; functions of RBI; banking system in India; global financial system; information technology in banking; non-banking system; digital payments; financial risk management; basics of derivatives; global financial markets; financial inclusion; alternate sources of finance and public-private partnership; corporate governance in banking; the Union Budget; basics of accounting and financial statements; inflation; fundamentals of management and organisational behaviour; ethics at the workplace.

DEPR cadre

• Phase I Paper I (objective): microeconomics; macroeconomics; international economics; theories of economic growth and development; public finance; environmental economics; quantitative methods in economics; current developments in the Indian economy. Paper II: English descriptive (writing skills).
• Phase II Paper I (descriptive): microeconomics and macroeconomics modules, weighted equally (consumer and production theory, markets, distribution, welfare economics; national income, employment, inflation, money and banking, growth, trade, public finance).
• Phase II Paper II (descriptive): quantitative methods in economics, including mathematical methods such as differentiation, integration and optimisation.

DSIM cadre

• Papers I and II (Statistics): probability, distributions and sampling theory; linear models and economic statistics; statistical inference (estimation, hypothesis testing, non-parametric tests); stochastic processes; multivariate analysis; econometrics and time series; optimisation and statistical computing; data science, AI and machine learning; database and data warehouse management.
• Paper III: English descriptive.

Source: PY 2026 notification, Appendices II and III (2026 cycle).